Portfolio Rebalancing Calculator
Calculate exactly how much to buy and sell to bring your portfolio back to your target allocation. Supports stocks, bonds, and any asset mix.
Current Portfolio
$90,000 totalREBALANCING TRADES
CURRENT VS TARGET ALLOCATION
Frequently Asked Questions
How often should I rebalance?
Annual or threshold-based rebalancing (when any asset class drifts 5%+ from target) outperforms quarterly rebalancing after taxes and transaction costs in most studies.
What is the standard 60/40 portfolio?
60% stocks / 40% bonds is the traditional balanced portfolio. In 2026, with higher yields, bonds have regained their role as a true counterweight. Many younger investors use 80/20 or 90/10.
Should I sell to rebalance or use new contributions?
Using new contributions to rebalance (contribution-based rebalancing) avoids triggering capital gains taxes. Only sell to rebalance in tax-advantaged accounts (401k, IRA, RRSP) where there is no tax consequence.
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For educational purposes only. Not financial advice. Consult a qualified advisor before making investment decisions.