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Stock Return Calculator

Calculate total return on any stock investment including capital gains, dividends received, and after-tax profit.

Investment Details

$
$
#
$
0%LT: 15%ST: 37%+

TOTAL RETURN

+$3,200
+64.0% · 17.9% annualized
Amount invested
$5,000
Capital gain
+$3,000
Dividends received
$200
After-tax profit
$2,720

RETURN BREAKDOWN

Capital appreciation+60.0%
Dividend income+4.0%

Tax owed: $480 · Net after tax: $2,720

Frequently Asked Questions

What is total return?

Total return = capital appreciation + dividends. A stock up 10% that paid 3% dividends = 13% total return. Most indices quote total return including reinvested dividends.

How is annualized return calculated?

Annualized return (CAGR) = (Ending Value / Beginning Value)^(1/years) - 1. This lets you compare returns across different holding periods on an equal basis.

Long-term vs short-term capital gains — what is the difference?

In the US (2026): long-term gains (held 1+ year) are taxed at 0%, 15%, or 20% depending on income. Short-term gains are taxed as ordinary income, up to 37%.

For educational purposes only. Not financial advice. Consult a qualified advisor before making investment decisions.