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Trade Break-Even Calculator

Calculate the exact price a stock or option needs to reach for you to break even, accounting for commissions and fees.

Trade Details

0%LT: 15%ST: 37%

BREAK-EVEN PRICE

$50.02

Before tax

AFTER-TAX BREAK-EVEN

$50.02

Incl. 15% tax

TARGET PRICE FOR 10% GAIN

$55.00

After-tax target: $55.88 · Profit: $423

Total cost basis
$5,002.00
Cost per share
$50.02
Total fees paid
$2.00
Fee drag
0.040%

Frequently Asked Questions

How do you calculate stock break-even?

Break-even = Buy price + (Total commissions ÷ Shares). If you paid $50/share with $10 commission on 100 shares, break-even = $50.10.

How do commissions affect returns?

With $0 commission brokers now standard (Robinhood, Webull, Schwab, Fidelity for US stocks), commissions matter less. But for options, spreads and assignment fees still add up.

What about tax on short-term gains?

If you sell within a year, gains are taxed as ordinary income (up to 37%). Your effective break-even including tax is higher — this calculator can show the pre-tax price needed for a net-zero trade.

For educational purposes only. Not financial advice. Consult a qualified advisor before making investment decisions.