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Stock Valuation Calculator

Estimate the fair value of any stock using P/E ratio analysis and the Dividend Discount Model. See if a stock is overvalued or undervalued.

Valuation Model

Value: 10-15×S&P avg: 18×Growth: 30+×

FAIRLY VALUED

$90.00

Fair value estimate · +5.9% vs $85.00 current

Current P/E
17.0×
Fair value P/E
18.0×
Margin of safety
6%

ALL THREE MODELS

P/E Model
$90.00 5.9%
DDM
$33.33 60.8%
Graham Number
$43.73 48.6%

Frequently Asked Questions

How do you value a stock?

Common methods: P/E ratio (compare to sector average), Dividend Discount Model (PV of future dividends), and DCF analysis. No single method is definitive — use multiple approaches.

What P/E ratio is cheap?

Historical S&P 500 average P/E is ~15-17×. Under 15× is generally considered value territory. Above 25× requires strong growth justification. Always compare to sector peers.

What is the Dividend Discount Model?

DDM: Fair Value = Annual Dividend / (Required Return - Dividend Growth Rate). For a $2 dividend, 10% required return, and 4% growth rate: $2 / (0.10 - 0.04) = $33.33 fair value.

For educational purposes only. Not financial advice. Consult a qualified advisor before making investment decisions.